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Employer Sponsored Health Plans
  • Group Health
  • Self Funding
  • Conventional Insured Contracts
  • Alternative Funding
    - FSA Flexible Spending Accounts
    - HRA Health Reimbursement Accounts
    - HSA Health Savings Accounts
Group Disability Programs
The Spiess Group utilizes Registered Nurses in the underwriting process and as ongoing support for our Employer Disability Programs.
  • Long Term Disability
  • Weekly Disability
  • Disability Carve-out programs
    - Fully insured
    - Self insured
Long Term Care
As the workforce ages, offering Long Term Care is becoming a necessity. Meeting an employee's individual home health care, skilled nursing facility and time requirement needs has become increasingly necessary.

The Spiess Group establishes Long Term Care policies through establishing contract values and claim adjudication history prior to making plan recommendations.
  • Group long term care
  • Individual long term care
Group Dental
We work with traditional, PPO and DMO (Dental Maintenance Organization) products.
  • Self Funding
  • Alternative Funding
  • Conventional Insured Contracts
Life, Accidental Death & Dismemberment
  • Employer Sponsored Group Contracts
  • Voluntary Group Contracts
  • Executive Benefit & Deferred Compensation

Employers

Group Our experience shows that incorrect diagnosis coding can increase your insurance premiums by as much as 30%.

Health Care Benefits
Without medically trained professionals to assist in the underwriting process, most employers will pay an unnecessarily high amount in premiums due to the conservative diagnoses reflected in the employer's health insurance rates.

The Spiess Group eliminates this problem by assigning its staff Registered Nurse Health Care Advocates to you and your employees enabling us to strip out the under performance of medical management programs and the associated overpricing.

Registered Nurses
Our registered nurses help to identify common plan performance pitfalls & client directed initiatives.

Our Health Care Advocacy gives employees the tools needed to understand & effectively utilize their benefits. Our Registered Nurse Health Care Advocates can competently answer employee questions regarding plan options, benefit interpretations, and claim/billing issues so that your Human Resources Department can operate more efficiently.

Financial Forecasting
Two to three year financial forecasting allows our clients the planning tools to direct their benefit programs. When determining your company's benefit programs we focus on your tolerance to risk, employee demographics and medical histories.